American Express® Preferred Rewards Green Card

Earn 5,000 Membership Rewards® bonus points

Intro APR	Intro APR period	Regular APR	Annual fee	Fee:	Balance transfers	Credit needed	Type of credit card
n/a	n/a	0%	$95		N/A	Ok	(Personal)

• Earn 5,000 Membership Rewards® bonus points after your first purchase with the card - redeemable for a $50 gift card!
• The Membership Rewards program also lets you transfer points to 11 frequent flyer programs: 1 point = 1 frequent flyer mile or frequent guest credit for most programs
• Global Assist® Plus Hotline allows you to travel with total peace of mind when you are more than 100 miles away from home
• Many other travel and shopping benefits
• No Pre-set Spending Limit

Editor's review:

The American Express Preferred Rewards Green Card is a credit option that is geared towards people who travel often. While it is similar to other American Express offerings, the card also has some distinguishing features that make it very client specific.

For example, while this card offers the flexibility of having no pre-set spending limit, it also requires the consumer to pay the bill in full from month to month. This makes keeping track of the charges simple, but it also takes away the convenience of carrying balances forward. The card allows consumers to earn points in the Membership Rewards program, and these points are typically gained at 1 point per every dollar spent on card purchases. These points never expire, and can be used on a wide variety of airlines, hotels, vacations, and shops. This makes saving points easy for those people who use the card often.

The card comes with an annual fee of $110, which includes a year end summary of charges and access to the Global Assist Plus Hotline. This is a tremendous service provided by American Express that is beneficial to those people who spend a lot of time on the road on business, and who need help with any type of assistance (legal, medical, financial, etc.).

The American Express Preferred Rewards Green Card is not recommended for those people who enjoy the features of a traditional credit card. However, it does represent a great option for business people looking to earn a wide variety of excellent travel rewards in a short amount of time.

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